About Ram
Meet Mr. Ram, founder, financial advisor, and the guy who actually lives what he plans. In a country of over 140 crore people, only around 3 lakh are licensed financial planners. Of those, barely 2 lakh are actually practicing. Ram’s not only one of them, he’s one of the few still taking calls, making plans, and sitting down with real people (like you) to talk real money. With over a decade of experience, he’s helped everyone from freshers to founders move from "Where do I even start?" to "I didn’t know my money could do this!"
Ram holds a Bachelor of Engineering from Sri Venkateshwara College of Engineering, an MS in Information Resources Management from Central Michigan University, and an Executive PGDBM from Loyola Institute of Business Administration. His corporate career began at Palo Alto-based startup AppStream, later acquired by Symantec, a Fortune 500 company. He has also worked with a Chennai-based supply chain management firm supporting United Spirits and United Breweries, where he headed finance and technology as Director.
About Raj
Raj spent years as a Captain in the Merchant Navy, where precision, resilience, and responsibility were second nature. Today, he brings that same steady hand to guide people through their financial journeys.
After successfully managing his own investments and tax planning for over a decade—and mentored by Ram, a seasoned financial expert—Raj transitioned into advisory with purpose, joining Ram in Hyderabad as a trusted associate. Now, as an AMFI-certified Mutual Fund Adviser, Raj helps individuals and families make confident, informed decisions. His hands-on experience spans SIPs, milestone-based planning, and a wide range of financial instruments.
Whether you're starting your first investment or refining a seasoned portfolio, Raj takes time to understand your goals and align your strategy with life’s milestones—buying a home, funding education, planning retirement, and more. He believes in keeping things simple, clear, and purposeful. Just honest conversations and transparent guidance. Because in finance, just like at sea, a reliable compass and a trusted guide make all the difference.
Raj isn’t here to sell funds—he’s here to empower you to build wealth with clarity and confidence.
While most folks focus on returns, Ram looks at the real stuff
Are your investments tied to your life goals or just someone else’s pitch deck?
Is your money diversified enough to ride market storms in style?
Are you planning taxes only at March-end or across your whole journey from accumulation to growth to withdrawal?
Got enough liquidity for emergencies and that Sunday brunch habit?
Do you have solid health and life coverage that actually covers?
Is your debt working for you or just lurking?
More importantly, did anyone ever teach you all this?
(Yeah, we didn’t think so either.)
His goal? To move you up the real wealth ladder:
Financial Security (basic needs sorted)
Financial Flexibility (options open)
Financial Independence
(work because you want to, not have to)